Get more flexibility with a credit card that fits your needs

You can become a member if any of the following apply to you:

• You live, work, worship, or attend school in Passaic County, New Jersey
• You are an immediate family member of a current Nova UA FCU member
• You are a member of one of the following organizations (membership is free or easy to join):
  • Self Reliance Association of American Ukrainians – Passaic Branch
  • Passaic County Historical Society

If you're not currently a member of one of these organizations, contact us and we’ll help you join — it’s quick and simple!

We offer a range of accounts to meet your personal or business needs, including:

1. Share (Savings) Accounts – Start your membership and save securely.
2. Share Draft (Checking) Accounts – Manage your everyday spending with ease.
3. Teen Accounts (Ages 16+) – For teens learning to manage money. Must be a joint account with a parent or guardian.
4. Certificates of Deposit (CDs) – Earn higher dividends with fixed-term savings.
5. Individual Retirement Accounts (IRAs) – Save for your future with tax-advantaged options.
6. Business Accounts – Designed for small businesses and organizations.

You can become a member by opening a Share (Savings) Account with a minimum deposit of $50.This deposit represents your ownership share in the credit union and is required to maintain your membership.

There is no membership fee to join Nova UA FCU.
However:

• A $50 minimum deposit is required to open and keep your Share Savings Account.
• Business accounts have a $15 monthly maintenance fee.

Yes. Your deposits are insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. Government agency.

Absolutely! You can continue to use your Nova UA FCU accounts no matter where you live.

With our convenient digital services, you can:

• Access your account through online banking and our mobile app
• Use remote check deposit to deposit checks from your phone
• Set up direct deposit at your job for quick and secure access to your paycheck
• Withdraw cash and check balances using our nationwide ATM network

Your membership moves with you!