Your everyday credit card.
With rewards that work
Use your Nova UA VISA Credit Card anywhere VISA is accepted — online or in-store, worldwide. Earn points, build credit, and manage your card with ease.
Smart perks. Low fees, contactless payments, full mobile control.
$0 Annual & Transfer Fees
9.90% APR Purchases & Transfers
Rewards earned on Every $1 Spent
Mobile Wallet & App Control
Fast & Secure Payments
Redeem your points for travel, top-brand merchandise, cashback and more.
Cashback
Travel Rewards
Brand-Name Merchandise
Request your card in just three steps
Ready for your VISA Credit Card? Apply now! Once approved, simply open a Savings Account to unlock all the benefits.
Apply for your credit card online or in-branch. Once submitted, our team will review your application and contact you with the next steps.
Open a Savings Account (required for membership) with NOVA UA FCU.
Activate your credit card and enjoy secure access anywhere VISA is accepted, along with exclusive benefits and rewards.
Start smart with a secured card
Perfect for those new to credit or rebuilding history.
Security & Support
Your account and identity are always safeguarded.
Rates and disclosures
Understand your card rates and conditions upfront.
The benefits of NOVA UA credit card
Apply NowFeatures
Bank on the go with the Nova UA FCU App
Set alerts, track purchases, lock or unlock your card, and connect to your mobile wallet for secure checkout.
Find Nova UA FCU Mobile Banking on the App Store or Google Play.
Use your Username and Security Code to access your account.
Check balances, pay bills, and manage your money from your phone.
What are the features of your credit card?
Our credit card includes:
- Low interest rates
- No annual fee
- No balance transfer fee
- Online and mobile account access
How do I apply for a credit card?
You can apply by:
- Visiting our branch in person, or
- Starting your application online (if available on our website)
Our team is happy to guide you through the process.
What do I need to apply?
You only need two items: Become a Credit Union member and submit a completed application online or in person.
What credit limit can I qualify for?
Your credit limit is based on:
- Your income
- Credit history
- Other financial factors
We’ll review your application and let you know the approved limit after evaluation.
Is there a rewards program?
Yes! Our credit card includes a rewards program where you earn points for every dollar you spend.
Points can be redeemed for merchandise, travel, gift cards, and more.
For full program details, feel free to contact us directly.
Got questions?
We’re here to help.
Whether you're opening your first account or exploring your credit options — our team is just a message away.
Contact Us
