Your money. Your card.
Anywhere VISA is accepted
Shop in-store or online, get cash fast, and enjoy secure access to your Checking Account — all with no annual fee.
Spend anywhere. Manage easily
Everything you need to manage your money with ease, plus the flexibility to access it anytime, anywhere.
Make Purchases
Or shop anywhere, anytime
Withdraw Cash
At 40,000+ surcharge-free ATMs
World Access
Use your card anywhere, anytime
Mobile Wallet Ready
Apple Pay, Google Pay, etc.
Bank safely. Your card is secure.
Fraud Protection & Transaction Alerts
Instant Card Lock/Unlock in Mobile App
Secure Chip Technology
No Liability for Unauthorized Purchases
Bank on the go with the Nova UA FCU App
Fast, secure access to your money—anytime, anywhere—from one app.
Find Nova UA FCU Mobile Banking on the App Store or Google Play.
Use your Username and Security Code to access your account.
Check balances, pay bills, and manage your money from your phone.
Request your card in just three steps
Members with an active Checking Account are eligible for a VISA Debit Card. To request yours, simply visit the branch or email us with your signed request.
Open a Savings Account (required for membership) and a Checking Account to get your debit card.
Simply visit the branch or send us an email request with your signature attached.
Activate your card and enjoy secure access anywhere VISA is accepted.
Bank with people who know you — and put your needs first.
Member-Focused Service
As a not-for-profit credit union, Nova UA FCU puts members first — offering personalized service and financial solutions that prioritize your needs.
Competitive Rates & Low Fees
Enjoy better rates on loans and savings accounts, with fewer fees than traditional banks — helping you keep more of your money.
Easy Membership With Savings Account
Becoming a member is simple: just open a savings account and start enjoying all the benefits of credit union membership.
Convenient Digital Banking
Manage your accounts anytime, anywhere with our secure online and mobile banking tools — making banking easier than ever.
Safe & Federally Insured
Your deposits are protected by the NCUA, giving you peace of mind with up to $250,000 in federal insurance coverage.
What is a debit card?
A debit card gives you convenient access to your checking account. You can use it to make purchases, pay bills, or withdraw cash directly from your account — anytime, anywhere.
How is a debit card different from a credit card?
A debit card is linked directly to your checking account, so funds are withdrawn immediately after each transaction. A credit card, on the other hand, lets you borrow money and pay it back later, often with interest.
Can I use my debit card for online or international purchases?
Yes! You can use your debit card for online shopping and international transactions anywhere Visa® is accepted. If you’re making a purchase on an international website, you may need to enable one-day international access in your mobile app before completing the transaction.
What should I do if my debit card is lost or stolen?
If your card is lost or stolen, please call (800) 472-3272 (card self-service line) to report it immediately. You can also contact us at (973) 471-0700 Ext. 120 during Nova UA FCU business hours for further assistance.Additionally, you can log in to your mobile banking app and temporarily lock your card to protect yourself from fraudulent activity.
Are there any fees associated with using my debit card?
There are no fees for using your debit card. We’re part of the MoneyPass® network, giving you access to over 40,000 ATMs nationwide — all free of charge. Just make sure the ATM you use is part of the MoneyPass® network. You can find participating locations through the ATM locator on our website.
What is the maximum amount I can withdraw from an ATM per day?
The daily ATM withdrawal limit is $750.
Got questions?
We’re here to help.
Whether you're opening your first account or exploring your credit options — our team is just a message away.
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