Get behind the wheel sooner with a simpler car loan experience
Rates are subject to change at any time. We are not responsible for typographical errors.
Need help or more details?
Contact Member Services at (973) 471-0700 ext. 120
APR = Annual percentage rate
APY = Annual percentage yield
New Car Loans – Up to 100% Financing w/Co-Borrower
Displayed rates reflect a 0.25% discount with automatic transfer from your Nova UA checking account. If you choose not to set up automatic transfer, your rate will be 0.25% higher.
New Car Loans – Up to 80% Financing
Displayed rates reflect a 0.25% discount with automatic transfer from your Nova UA checking account. If you choose not to set up automatic transfer, your rate will be 0.25% higher.
Used Car Loans – Maximum Age of Vehicle – 5 years
Displayed rates reflect a 0.25% discount with automatic transfer from your Nova UA checking account. If you choose not to set up automatic transfer, your rate will be 0.25% higher.
What types of loans do you offer?
We offer a variety of loans including:
- Auto loans
- Home equity loans and lines of credit (HELOC)
- Credit cards
- Business loans (subject to eligibility)
How do I apply for a loan?
You can apply by visiting a branch, calling our loan department, or starting your application online if available. Our staff will guide you through the process.
Apply for a loan →
What do I need to apply for a loan?
Typical requirements include:
- Proof of income
- Valid ID
- Credit history
- Information about debts and assets
What interest rates do you offer?
Rates depend on the type of loan, your credit score, and loan term. Contact us for current rates and personalized options.
Can I pay off my loan early?
Yes, most loans can be paid off early without penalty. Check your loan agreement or ask us for details.
How long does loan approval take?
Approval times vary but usually take a few business days once all documents are submitted.
Got questions?
We’re here to help.
Whether you're opening your first account or exploring your credit options — our team is just a message away.
Contact Us
