Empowering Teens.
Always within reach
A Nova UA Debit Card gives teens the freedom to manage their own money — with the confidence and guidance of their parents.
The Nova UA Debit Card for Teens helps young members aged 16 and up gain real-world financial experience.
To qualify, the teen must have a joint checking and savings account with a parent or guardian. Teens are not eligible to receive checks with their account.
Start building smart financial habits early
Financial Independence
Real-World Skills
Convenient Access
Preparation for Adulthood
Support your teen’s financial journey
Oversight & Control
Teachable Moments
Secure & Trackable
Joint Ownership
Simple steps to financial independence
Opening a Nova UA Debit Card for Teens is quick, easy, and sets the stage for smart money management.
A parent or guardian opens a joint checking and savings account with their teen.
Once approved, your teen receives their Nova UA Debit Card to use for everyday purchases.
Track spending together, set savings goals, and build confidence in managing money.
What is a debit card?
A debit card gives you convenient access to your checking account. You can use it to make purchases, pay bills, or withdraw cash directly from your account — anytime, anywhere.
How is a debit card different from a credit card?
A debit card is linked directly to your checking account, so funds are withdrawn immediately after each transaction. A credit card, on the other hand, lets you borrow money and pay it back later, often with interest.
Can I use my debit card for online or international purchases?
Yes! You can use your debit card for online shopping and international transactions anywhere Visa® is accepted. If you’re making a purchase on an international website, you may need to enable one-day international access in your mobile app before completing the transaction.
What should I do if my debit card is lost or stolen?
If your card is lost or stolen, please call (800) 472-3272 (card self-service line) to report it immediately. You can also contact us at (973) 471-0700 Ext. 120 during Nova UA FCU business hours for further assistance.Additionally, you can log in to your mobile banking app and temporarily lock your card to protect yourself from fraudulent activity.
Are there any fees associated with using my debit card?
There are no fees for using your debit card. We’re part of the MoneyPass® network, giving you access to over 40,000 ATMs nationwide — all free of charge. Just make sure the ATM you use is part of the MoneyPass® network. You can find participating locations through the ATM locator on our website.
What is the maximum amount I can withdraw from an ATM per day?
The daily ATM withdrawal limit is $750.
Got questions?
We’re here to help.
Whether you're opening your first account or exploring your credit options — our team is just a message away.
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