Flexible Loans.
To support your needs
Whether buying a car, covering personal expenses, or building credit, our consumer loans are designed for your goals.
Smart financing. Options tailored for you
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Why borrow with Nova UA FCU?
Apply Online Anytime
Apply for your loan quickly and securely from home.
Express Auto Loan Approvals
Existing members get lightning-fast decisions.
Quick Approvals for New Members
Fast-track application review for qualified borrowers.
Competitive Fixed Rates
Lock in stable, affordable payments.
Professional Support, Always
Real people, not call centers — every step of the way.
Simple criteria. Get started easily
Membership and basic documentation are all that’s needed to apply.
You can apply online or at a NOVA UA FCU branch. After your application is submitted, our team will review it and contact you with the next steps.
Once your loan is approved, you are required to open a Savings Account with NOVA UA FCU to become a member. Membership is required to finalize and activate your loan.
Provide valid proof of income or earnings as part of the loan review process, if required.
All loans are subject to standard credit review and approval criteria.
Minimum and maximum loan limits apply based on loan type and eligibility.
Bank on the go with the Nova UA FCU App
Fast, secure access to your money—anytime, anywhere—from one app.
Find Nova UA FCU Mobile Banking on the App Store or Google Play.
Use your Username and Security Code to access your account.
Check balances, pay bills, and manage your money from your phone.
What types of loans do you offer?
We offer a variety of loans including:
- Auto loans
- Home equity loans and lines of credit (HELOC)
- Credit cards
- Business loans (subject to eligibility)
How do I apply for a loan?
You can apply by visiting a branch, calling our loan department, or starting your application online if available. Our staff will guide you through the process.
What do I need to apply for a loan?
Typical requirements include:
- Proof of income
- Valid ID
- Credit history
- Information about debts and assets
What interest rates do you offer?
Rates depend on the type of loan, your credit score, and loan term. Contact us for current rates and personalized options.
Can I pay off my loan early?
Yes, most loans can be paid off early without penalty. Check your loan agreement or ask us for details.
How long does loan approval take?
Approval times vary but usually take a few business days once all documents are submitted.
Got questions?
We’re here to help.
Whether you're opening your first account or exploring your credit options — our team is just a message away.
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