All Rates
Mortgage Rates
Effective October 30, 2025
Rates are subject to change at any time.
We are not responsible for typographical errors.
Need help or more details?
Contact Member Services at (973) 471-0700 ext. 117
APR = Annual percentage rate
APY = Annual percentage yield
Mortgage Loans
10-Year Fixed - 0 Points
6.000%
6.000%
15-Year Fixed - 0 Points
6.125%
6.125%
20-Year Fixed - 0 Points
6.250%
6.250%
25-Year Fixed - 0 Points
6.500%
6.500%
30-Year Fixed – 0 Points
6.500%
6.500%
3/6 months/30 Year Adjustable rate – 0 Points
5.625%
6.736%
5/6 months/30 Year Adjustable rate – 0 Points
5.750%
6.578%
7/6 months/30 Year Adjustable rate – 0 Points
5.875%
6.481%
10/6 months/30 Year Adjustable rate – 0 Points
6.000%
6.383%
5-Year Fixed Home Equity – 0 Points
6.500%
6.500%
7-Year Fixed Home Equity – 0 Points
6.750%
6.750%
10-Year Fixed Home Equity – 0 Points
6.875%
6.875%
Got questions?
We’re here to help.
Whether you're opening your first account or exploring your credit options — our team is just a message away.
Contact Us
