Your business banking.
Simple, secure, and built for growth
Manage your company’s finances with secure accounts, easy access, and personalized support.
Scroll down to explore details on all our business services.
Business Savings Account
(Shares Account)
Better benefits, built around you
At Nova UA FCU, a Business Savings (Shares) Account is your first step to opening businessservices. It secures your membership and gives you access to checking and other accounts.
No Monthly Fees
Digital Banking
Easy Access
NCUA Insured
To open your Business Savings Account, prepare a few essentials.
Initial Deposit
Business Documents
Important to Know
Membership
Set up your Business Savings, then expand your business banking.
Business Checking Account
(Draft Account)
Simplify daily operations
A Business Checking Account makes everyday transactions convenient and reliable.
No Hidden Fees
Digital Access
Debit Card Ready
Fast Payments
Business Checking Account. Make sure you’re ready with the following
Opening Deposit
Low Maintenance Fee
Important to Know
Next steps for checking
Expand your business account access with ease.
Business Debit Card
Secure payments made simple
The Business Debit Card gives you quick access to funds with peace of mind.
Visa® Accepted
World Access
Free ATM Access
Linked to Checking
Easy Monitoring
Fraud Protection
Once a member of the Credit Union you can open a business account.
Next steps for Debit Card
Get instant access to secure, everyday business payments.
What types of business accounts are available?
We currently offer:
- Business Share (Savings) Accounts – Required to establish your business membership
- Business Checking Accounts – For managing day-to-day transactions
- Certificates of Deposit (CDs) – For saving with higher, fixed-term dividends
- Business Loans and Lines of Credit – Subject to eligibility and approval
What documents do I need to open a business account?
Required documents may vary depending on your business type, but generally include:
- EIN (Employer Identification Number) from the IRS
- Valid government-issued ID for all business owners or signers
- Business formation documents, such as:
- Articles of Incorporation or Organization
- Operating Agreement or Partnership Agreement
- Corporate Resolution (if applicable)
- Business License (if applicable)
Is there a minimum deposit or monthly fee for business accounts?
- A minimum deposit of $50 is required to open a Business Share (Savings) Account
- $500 is required to open a Business Share (Checking) Account
- There is a $15 monthly maintenance fee for Business Checking Accounts
Can I have multiple authorized users on the account?
Yes, you can add multiple authorized signers to your business account.
Each signer must provide valid ID and will have access to account functions as permitted by your business resolution or agreement.
Can I access my business account online?
Yes! Business accounts come with convenient digital and remote access, including:
- Online banking
- Mobile banking app
- eStatements
- Remote check deposit
- Direct deposit and ACH services (where applicable)
- Access to ATMs nationwide for balance inquiries and withdrawals
You can manage your business finances securely from anywhere, anytime — whether you're at the office, on the go, or out of state.
How do I open a business account?
To open a business account, follow these steps:
- Become a member of Nova UA Federal Credit Union by opening a personal account. You can do this online or by visiting our branch.
- Visit the branch in person (Monday to Friday) to submit your business documents.
- Once you submit your documents, please allow 1–2 business days for our Compliance Office to review and determine your eligibility.
- If approved, we’ll contact you to schedule a second visit to the branch to officially open your business account.
Our team is here to guide you through every step of the process.
Got questions?
We’re here to help.
Whether you're opening your first account or exploring your credit options — our team is just a message away.
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