Savings Rates | Loan Rates| Home Equity Line of Credit | Member Business Rates

SAVINGS RATES

Savings Rates

TypeRateYield
Regular Share (Savings)0.25%0.25%
Share Draft (Checking)0.15%0.15%
Regular IRA Share0.30%0.30%
3 Month Share Certificate0.50%0.50%
6 Month Share Certificate0.45%0.45%
12 Month Share Certificate0.64%0.64%
18 Month Share Certificate1.15%1.16%
24 Month Share Certificate1.20%1.21%
36 Month Share Certificate1.40%1.41%
60 Month Share Certificate 2.15%2.17%
6 Month JUMBO Share Certificate0.45%0.45%
12 Month JUMBO Share Certificate0.64%0.64%
18 Month JUMBO Share Certificate1.15%1.16%
12 Month Custodial CD ($1,000 min balance)0.64%0.64%

IRA CD

RateYield
3 Month IRA Certificate0.55%0.55%
6 Month IRA Certificate0.50%0.50%
12 Month IRA Certificate0.69%0.69%
18 Month IRA Certificate1.20%1.21%
24 Month IRA Certificate1.25%1.26%
36 Month IRA Certificate1.45%1.46%
60 Month IRA Certificate2.20%2.22%
6 Month JUMBO IRA Certificate0.50%0.50%
12 Month JUMBO IRA Certificate0.69%0.69%
18 Month JUMBO IRA Certificate1.20%1.21%

APY is annual percentage yield.


LOAN RATES

Mortgage Loans

RateA.P.R.*
10-Year Fixed - 0 Points3.000%3.000%
15-Year Fixed - 0 Points3.250%3.250%
20-Year Fixed - 0 Points3.625%3.625%
25-Year Fixed - 0 Points 4.000%4.000%
30-Year Fixed – 0 Points4.250%4.250%
1/30 Year Adjustable Rate - 0 Points2.500%2.960%
3/30 Year Adjustable Rate - 0 Points2.750%3.042%
7/1/30 Year Adjustable Rate - 0 Points 3.000%3.403%
10/1/30 Year Adjustable Rate – 0 Points 3.250%3.445%

Personal Loans

RateA.P.R.
Signature Loans 1 to 5 Years11.000%11.000%
Co-Maker Loans 1 to 5 Years 11.000%11.000%

Passbook Loans

1 to 3 Years2.50% above shares rate
4 to 5 Years2.75% above shares rate

CD Secured Loans

Up to 36 months3.50% above CD rate
Up to 60 months3.75% above CD rate

New Car Loans – Up to 100% Financing w/Co-Borrower

RateA.P.R.
2 Year2.49%2.490%
3 Year2.99%2.990%
4 Year 3.49%3.490%
5 Year3.99%3.990%

New Car Loans – Up to 80% Financing

RateA.P.R.
2 Year 1.99%1.990%
3 Year 2.49%2.490%
4 Year 2.99%2.990%
5 Year 3.49%3.490%

Used Car Loans – Maximum Age of Vehicle – 5 years

RateA.P.R.
2 Year (2012 - 2017)2.99%2.99%
3 Year (2012 - 2017)3.49%3.49%
4 Year (2015 - 2017)3.99%3.99%
5 Year (2015 - 2017)4.49%4.49%

*APR is annual percentage rate.

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HOME EQUITY LINE OF CREDIT

Home Equity Loan Rates

RateA.P.R.*
5-Year Fixed Home Equity – 0 Points3.000%3.000%
7-Year Fixed Home Equity – 0 Points3.250%3.250%
10-Year Fixed Home Equity – 0 Points3.500%3.500%
Home Equity Line-of-Credit - 0 Points4.250%4.250%

*APR is annual percentage rate.

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MEMBER BUSINESS RATES

Member Business Loans

RateA.P.R.*
12 Year Fixedfrom4.250%
15 Year Fixedfrom4.375%
5/25 Year Adjustable Ratefrom4.125%
10/25 Year Balloonfrom4.500%

Please contact loan department for details.

*APR is annual percentage rate.

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