PERSONAL LOAN RATES

Mortgage Loans

RateA.P.R.*
10-Year Fixed - 0 Points3.000%3.000%
15-Year Fixed - 0 Points3.250%3.250%
20-Year Fixed - 0 Points3.625%3.625%
25-Year Fixed - 0 Points 4.000%4.000%
30-Year Fixed – 0 Points4.250%4.250%
1/30 Year Adjustable Rate - 0 Points2.500%2.960%
3/30 Year Adjustable Rate - 0 Points2.750%3.042%
7/1/30 Year Adjustable Rate - 0 Points 3.000%3.403%
10/1/30 Year Adjustable Rate – 0 Points 3.250%3.445%

Personal Loans

RateA.P.R.*
Signature Loans 1 to 5 Years11.000%11.000%
Co-Maker Loans 1 to 5 Years 11.000%11.000%

Passbook Loans

1 to 3 Years2.50% above shares rate
4 to 5 Years2.75% above shares rate

CD Secured Loans

Up to 36 months3.50% above CD rate
Up to 60 months3.75% above CD rate

New Car Loans – Up to 100% Financing w/Co-Borrower

RateA.P.R.*
2 Year2.49%2.490%
3 Year2.99%2.990%
4 Year 3.49%3.490%
5 Year3.99%3.990%

New Car Loans – Up to 80% Financing

RateA.P.R.*
2 Year 1.99%1.990%
3 Year 2.49%2.490%
4 Year 2.99%2.990%
5 Year 3.49%3.490%

Used Car Loans – Maximum Age of Vehicle – 5 years

RateA.P.R.*
2 Year (2012 - 2017)2.99%2.99%
3 Year (2012 - 2017)3.49%3.49%
4 Year (2015 - 2017)3.99%3.99%
5 Year (2015 - 2017)4.49%4.49%

*APR is annual percentage rate.

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