Personal

PERSONAL LOAN RATES

Mortgage Loans

RateAPR*
10-Year Fixed - 0 Points5.500%5.500%
15-Year Fixed - 0 Points5.625%5.625%
20-Year Fixed - 0 Points5.875%5.875%
25-Year Fixed - 0 Points 6.000%6.000%
30-Year Fixed – 0 Points6.000%6.000%
5-Year Fixed Home Equity – 0 Points6.500%6.500%
7-Year Fixed Home Equity – 0 Points6.750%6.750%
10-Year Fixed Home Equity – 0 Points7.125%7.125%
Home Equity Line-of-Credit – 0 Points6.750%6.750%
3/6 months/30 Year Adjustable rate 5.500%7.399%
5/6 months/30 Year Adjustable rate5.625%7.095%
7/6 months/30 Year Adjustable rate5.750%6.886%
10/6 months/30 Year Adjustable rate 5.875%6.635%


Personal Loans

Rate
(Signature Loans 1 to 5 Years) Not Currently Available


Share Certificate Secured Loans

Up to 36 months3.50% above Share Certificate Rate
Up to 60 months3.75% above Share Certificate Rate


New Car Loans – Up to 80% Financing

Rate
2 Year 3.750%* 3.750%*
3 Year 3.750%*3.750%*
4 Year 4.875%4.875%
5 Year 5.000%5.000%
*APR with auto transfer from share draft account. APR without auto transfer 4.000%


Used Car Loans – Maximum Age of Vehicle – 5 years

Rate
2 Year (2019 - 2024)4.750%*4.750%*
3 Year (2019 - 2024)4.750%*4.750%*
4 Year (2021 - 2024)5.375%5.375%
5 Year (2021 - 2024)5.500%5.500%
*APR with auto transfer from share draft account. APR without auto transfer 5.000%

Effective 11/21/2024.  All rates subject to change without prior notice.  Not responsible for typographical errors.

*APR = Annual Percentage Rate **APY = Annual Percentage Yield

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