Personal

PERSONAL LOAN RATES

Mortgage Loans

RateA.P.R.*
10-Year Fixed - 0 Points5.500%5.500%
15-Year Fixed - 0 Points5.750%5.750%
20-Year Fixed - 0 Points5.875%5.875%
25-Year Fixed - 0 Points 6.000%6.000%
30-Year Fixed – 0 Points6.000%6.000%
5-Year Fixed Home Equity – 0 Points5.125%5.125%
7-Year Fixed Home Equity – 0 Points5.250%5.250%
10-Year Fixed Home Equity – 0 Points5.500%5.500%
Home Equity Line-of-Credit – 0 Points6.750%6.750%
3/6 months/30 Year Adjustable rate 5.250%6.375%
5/6 months/30 Year Adjustable rate5.375%6.507%
7/6 months/30 Year Adjustable rate5.500%6.234%
10/6 months/30 Year Adjustable rate 5.750%6.180%


Personal Loans

Rate
(Signature Loans 1 to 5 Years) Not Currently Available


Passbook Loans

1 to 3 Years2.50% above shares rate
4 to 5 Years2.75% above shares rate


Share Certificate Secured Loans

Up to 36 months3.50% above Share Certificate Rate
Up to 60 months3.75% above Share Certificate Rate


New Car Loans – Up to 80% Financing

RateA.P.R.*
2 Year 3.490%3.490%
3 Year 3.990%3.990%
4 Year 4.490%4.490%
5 Year 4.990%4.990%


Used Car Loans – Maximum Age of Vehicle – 5 years

RateA.P.R.*
2 Year (2018 - 2023)4.490%4.490%
3 Year (2018 - 2023)4.990%4.990%
4 Year (2021 - 2023)5.490%5.490%
5 Year (2021 - 2023)5.990%5.990%

Effective 02/02/2023.  All rates subject to change without prior notice.  Not responsible for typographical errors.

*APR = Annual Percentage Rate **APY = Annual Percentage Yield

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