Personal

PERSONAL LOAN RATES

Mortgage Loans

RateA.P.R.*
10-Year Fixed - 0 Points5.875%5.875%
15-Year Fixed - 0 Points6.250%6.250%
20-Year Fixed - 0 Points6.500%6.500%
25-Year Fixed - 0 Points 6.625%6.625%
30-Year Fixed – 0 Points6.750%6.750%
5-Year Fixed Home Equity – 0 Points6.250%6.250%
7-Year Fixed Home Equity – 0 Points6.500%6.500%
10-Year Fixed Home Equity – 0 Points6.875%6.875%
Home Equity Line-of-Credit – 0 Points7.500%7.500%
3/6 months/30 Year Adjustable rate 6.000%7.548%
5/6 months/30 Year Adjustable rate6.375%7.405%
7/6 months/30 Year Adjustable rate6.500%7.264%
10/6 months/30 Year Adjustable rate 6.625%7.117%


Personal Loans

Rate
(Signature Loans 1 to 5 Years) Not Currently Available


Passbook Loans

1 to 3 Years2.50% above shares rate
4 to 5 Years2.75% above shares rate


Share Certificate Secured Loans

Up to 36 months3.50% above Share Certificate Rate
Up to 60 months3.75% above Share Certificate Rate


New Car Loans – Up to 80% Financing

RateA.P.R.*
2 Year 4.240%4.240%
3 Year 4.740%4.740%
4 Year 5.240%5.240%
5 Year 5.740%5.740%


Used Car Loans – Maximum Age of Vehicle – 5 years

RateA.P.R.*
2 Year (2018 - 2023)5.240%5.240%
3 Year (2018 - 2023)5.740%5.740%
4 Year (2021 - 2023)6.240%6.240%
5 Year (2021 - 2023)6.740%6.740%

Effective 09/27/2023.  All rates subject to change without prior notice.  Not responsible for typographical errors.

*APR = Annual Percentage Rate **APY = Annual Percentage Yield

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