Loans

Friendly service, friendly terms

With a variety of financial choices out there, wouldn’t it be nice to turn to someone you can trust? At NOVA, you are a member and an owner of the Credit Union. Our directors are volunteers and are always looking out for your financial interests, not answering to a group of stockholders.

Terms you can’t say no to

Saving you money and providing the service you deserve is our priority. Tell us what you’re looking to accomplish. We’ll work with you to approve you for the loan you need.

New & Used Vehicles

As Low As 4.49% APR¹

Get behind the wheel of a new car or truck you can love. Or refinance a loan from another lender and save.

Personal Loans

As Low As 12.50% APR²

Use this low-cost loan for anything – a vacation getaway, new furnishings, or treat yourself to something special.  

VISA Credit Card  

Low 9.90% APR³

No Annual Fee

Rewards

Enjoy worldwide purchasing power and save with no annual or balance transfer fees. You’ll also earn valuable rewards redeemable for merchandise and travel perks.  

Fixed-Rate Home Equity Loans

As Low As 5.25% APR⁴

Finance your fall home improvements, a new car, debt consolidation, or even college tuition. A fixed rate will ensure your payments never change.

Home Equity Line of Credit

As Low As 7.00% APR⁵

Great Variable Rate of Prime minus 1.00% for the life of the loan. There are no closing costs. Get a convenient line of credit for up to 75% of the equity in your home. 

We Offer Mortgages and Business Loans Too!

Ready to get started?

Call, visit us, or CLICK HERE TO APPLY ANYTIME. We’re ready to help you achieve all your financial goals.

Not a member? Not a problem.

You’re eligible to become part of our financial family! Click here to get started.

LIMITED TIME OFFER:

Receive a FREE $50 VISA® Gift Card!

With any new loan of $10,000 or more.⁶

*APR = Annual Percentage Rate. Rates effective April 19 2023, and subject to change without notice. Your rate may vary based on term and security offered. ¹New Car Loan rate good for 24-month term, up to 80% financing ²Borrow up to $25,000 for a 60-month term. ³Credit limits up to $25,000. ⁴60-month fixed rate loan. Other terms available. ⁵Employment history, monthly income and monthly debts will also influence your ability to obtain a HELOC. ⁶VISA gift card offer is valid on new loans of $10,000, while supplies last; cannot be combined with any other offers. Refinancing of existing NOVA UA Federal Credit Union loans are excluded from this offer. Other restrictions may apply. Ask for details. NMLS# 643545.