Summer Hours: May 25 through August 31 our Main Office will be closed on Saturdays. The Botany Village Branch will remain open regular hours.

HOME EQUITY LOAN RATES

Home Equity Loan Rates

RateA.P.R.*
5-Year Fixed Home Equity – 0 Points3.500%3.500%
7-Year Fixed Home Equity – 0 Points3.750%3.750%
10-Year Fixed Home Equity – 0 Points4.000%4.000%
Home Equity Line-of-Credit - 0 Points4.50%4.50%

Home Equity Line of Credit** Rate Maximum Amount Details
10 Years Draw/15 Years Payback 4.50% APR* $250,000 10 Years Draw / 15 Years Amortization

*APR is Annual Percentage Rate.

**Variable Rate product which adjusts monthly to Prime Rate minus 1.00% for the life of the loan, with a maximum APR of 18% and a floor rate of 3.75%. The introductory rate for initial 6 months is 0.50% below Annual Percentage Rate. Loan-to-value restrictions apply.

Home Equity rates and terms are subject to change without notice.

Hazard insurance is required on all loans secured by real property; flood insurance may also be required. Consult your tax advisor regarding deductibility of mortgage interest. All offers of credit are subject to credit approval.  Membership conditions apply.

 

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